Thoughts on a Thursday…the word ‘Team’ 

Mark Campanale NPA News

by Fran Bishop, NPA GRC Liaison 5/12/2022 If you or your child has ever played sports then you will remember the coach saying, “there’s no I in Team, so get back out there, work together, and let’s win this game!”   My 13-year-old grandson’s soccer season ended last weekend being undefeated in a tournament. That was a huge accomplishment as when …

The Six Compliance Pieces Pawnbrokers are Still Missing

Mark Campanale Expert Guidance, NPA News

BY DAVE GRIFFITHS, THE AML GURUS FORMERLY THE CONSULTANTS, LLC Compliance for pawnbrokers is not new, either as legislation or to anyone who has been an NPA member for more than a couple of years. Although the USA PATRIOT Act is not the entire focus of a complete Anti-Money Laundering (AML) Program, it has been in play since October 26, …

The Rise and Resurgence Of QR Codes (And What To Do With Them)

Mark Campanale Expert Guidance, NPA News

By Mark Campanale, NPA Digital Communications Manager 4/13/2022 “I want an Oompa Loompa now!” ~ Veruca Salt AS MARKETING AND PROMOTIONS have changed throughout history, one factor remains constant: consumers want products and product information NOW. They want to read reviews, compare costs, see alternative options, see product pictures, and make a purchase IMMEDIATELY. No one wants to go from …

Reporting Customer Information

Mark Campanale Government Relations Updates, NPA News

Will the proposed $600 reporting of customers’ accounts affect the requirements on pawnbrokers? The discussions, speculation and questions about this proposal are all over the place. Team GRC is closely watching the negotiations in Congress and find…  The proposal would create a comprehensive financial account information reporting regime.  The requirement would apply to both business and personal accounts.   The proposal would be effective …

10 Tips For Celebrating Employees

Mark Campanale Expert Guidance, NPA News

While you are focusing on customers during National Pawnbroker Week, don’t forget the people who are critical to your success – your employees. Show your appreciation by celebrating them all week. Don’t forget social media! Post plenty of pictures of your employees during the week. People share this fun stuff, so your store is seen as a great place to …

Preliminary Injunction in the Illinois Rate-Cap Litigation Remains in Effect with No Appeal by the Attorney General

Mark Campanale Government Relations, NPA News

October 12, 2021The September 7th GRC Update on the litigation brought by the Illinois Pawnbrokers Association, the NPA, and other Plaintiffs shared the news that the judge granted our motion for a preliminary injunction to prevent the Illinois Department of Financial and Professional Regulation (IDFPR) from enforcing the new “Predatory Loan Prevention Act” against pawnbrokers and pawn transactions. The judge …

9 Ways To Grow Your Holiday Sales

Mark Campanale Expert Guidance, NPA News

by Bob Phibbs, The Retail Doctor Even though the NRF is expecting a 10-13% jump in sales for 2021, the media will still be broadcasting how expectations are soft for retail sales this shopping season. To get your piece of the retail renaissance, take action now. Here are my top nine actions you need to take to have a successful …

Don’t Wait Until Christmas

Mark Campanale NPA News

Everyone knows to get ready for the December holidays, but are you missing an opportunity in November? Thanksgiving weekend starts the holiday buying season with Black Friday, and that segues into Small Business Saturday, with Cyber Monday right on its heels. This is an entire four-day weekend, plus Monday, to make your store visible to holiday shoppers. Black Friday It …

People of Pawn: Ben Levinson

Mark Campanale By Pawnbrokers for Pawnbrokers, NPA News, People of Pawn

BEN IS A NATIVE OF GEORGIA and graduated from the University of Georgia with a BBA in Marketing. He is a former President and Vice President of the Pawnbrokers Association of Georgia and former President, Vice President, and Secretary of the National Pawnbrokers Association. He has had an active role as a pawnbroker for over thirty-five years and serves as …

Senator Durbin Files S. 2349 Establishes a 36% Cap on Fees and Interest

Mark Campanale Government Relations, Legislative Updates & Alerts, Members Only, NPA News, Rate Cap

July 15, 2021 Cliff Andrews obtained a copy of S. 2349, which was filed yesterday, July 14th, by Senators Durbin (Illinois), Merkley (Oregon), Blumenthal (Connecticut), and Whitehouse (Rhode Island). The bill amends TILA and imposes a cap on “fee and interest” of 36 per cent on closed-end transactions covered by TILA. It contains limited tolerances that do not appear to …

Ten practical lessons pawnbrokers can learn from our devastating fire

Mark Campanale NPA News

The destruction of your business can teach you a lot. Here are a few of the most practical of those tips. On June 11, 2020, just before midnight, Beth and Adam Anundi received a call from the alarm company for their Salem, Oregon, pawnshop, Capital Pawn. Within minutes, seven engines and two ladder trucks responded to the two-alarm fire. By …

5 Tax Reduction Strategies

Mark Campanale Expert Guidance, Members Only, NPA News

~ Larry Oxenham will be speaking on this topic at Pawn Expo 2021 ~ [administrator notice: content below memberonly folder=”Pawnbroker Members, International PB Members, IP Members, Canadian PB Members, staff, Members Only Code” message=”This Content is for Members Only”] By Larry Oxenham, American Society for Asset Protection  Americans pay more in taxes each year than they spend on food, clothing, …

NPA’s Team GRC Monitors All ‘Talk’ Of A Federal Rate Cap

Mark Campanale NPA News

First and foremost, as of this date there has been no federal rate cap bill filed in either the House or the Senate. If there had been, you would have already heard about it from us. On a daily basis NPA’s Washington Counsel, Cliff Andrews follows any and all things that could impact the pawn industry through continual communication with Congressional …

NORTH CAROLINA’S TOP-RATED PAWN SHOP EXPANDS IN WILMINGTON

Mark Campanale NPA News

Jeff Wilhelm, Director of Store Operations, National Jewelry & Pawn, will be presenting at Pawn Expo 2021! National Pawn and Jewelry now has three total stores in their fifth region of the state [WILMINGTON, NORTH CAROLINA] — Since 1987, National Pawn and Jewelry has served customers with access to the cash they need or the savings they want. Their customer …

PEOPLE OF PAWN: JOSH DAVIS

Mark Campanale NPA News, People of Pawn

How did you get started in pawn?                   I was Born! As a third-generation pawnbroker I was working the pawn counter before I was in High school. I spent weekends, summers and winter breaks all through high school and college working with my family and closely with my father learning the business and getting a hands-on education.  What is the number one pawn skill you have?                  Tech. …