If you want a pawnshop loan, the pawnbroker will not pull your credit but instead offer you a loan based on the value, condition and resale potential of your item. The amount you get largely depends on the pawnshop, which might lend as little as 15% or as much as 60% of the item’s resale value.
The shop also decides which items it accepts. You may, for instance, be able to pawn electronics, musical instruments, tools, guns, pieces of jewelry and artwork, and other goods. You’ll need to be at least 18 years old, show some form of identification and may have to confirm that you own the item.