Category Archives: Coronavirus Alerts

DOCUMENTS: Officials Determine Pawnbrokers As “Financial institutions” – Ongoing

The NPA’s Team GRC has been tracking Governors, State, county, mayoral determinations, and State Association guidance relating to declaring pawnbrokers “financial Institutions.” Please see the list of States below and click to reveal detailed information.

New Information on the “Paycheck Protection Program” Loans Authorized by the CARES Act and Possible Eligibility for Pawnbrokers

March 31, 2020 The NPA’s Team GRC received additional information today about the CARES Act that the SBA may make the new Paycheck Protection Program (“PPP”) loans available to pawnbrokers. We are only providing new information we have and it is subject to SBA guidance, which we are told not to expect any earlier than […]

First Report on March 27, 2020 CARES Act Loan Programs and Tax Benefits Available to Pawnbrokers

March 29, 2020 NPA’s Team GRC obtained additional guidance on tax and SBA issues from Venable, a major Washington, D.C. law firm. We will provide additional COVID-19 updates as more information becomes available.  What New Relief Is AVAILABLE NOW to Pawnbrokers? SBA Economic Injury Disaster (EIDL) Program loans available only to businesses with 500 or […]

Families First Coronavirus Response Act (“FFCRA”) Paid Sick Leave Changes to the FMLA and FLSA: Deadline to Notify Your Employees Using the Poster Published by the Department of Labor Is April 1, 2020

You can download and print the poster free of charge from the NPA website or the Department of Labor at Be sure to save the downloaded file so you can copy or scan or print for posting in the workplace and providing to all teleworkers, as well. You can order free copies from 1-866-4-WAGE, […]

Identification of Essential Critical Infrastructure Workers During COVID-19 Response

MEMORANDUM EXCERPT: “As the Nation comes together to slow the spread of COVID-19, on March 16th the President issued updated Coronavirus Guidance for America that highlighted the importance of the critical infrastructure workforce. “ Christopher C. Krebs  Director, Cybersecurity and Infrastructure Security Agency (CISA) 

Team GRC Outreach during the COVID-19 Emergency

March 26, 2020 Since March 1, 2020, the Government Relations Committee has been engaged on a daily basis in  responding to questions posed by members either through the NPA Office or directly to Fran Bishop as GRC Liaison,  reviewing, preparing and issuing GRC Updates for all pawnbrokers on legislation pending in Congress to address issues […]

Families First Coronavirus Act

Families First Coronavirus Response Act’s Employer Paid Leave RequirementsMarch 26, 2020  This Update covers information provided by the U.S. Department of Labor on the Phase 2 legislation, formerly described as H.R. 6201. The NPA will continue to update this information as more details become available. The information below supplements the Government Relations Update posted on March […]

Pawn Employees Work Travel Sample Letter – Pawn Store Employees Should Not Be Prevented from Getting to Work

Please see to the template sample text below. Please note, the National Pawnbrokers Association Does Not Provide Any Form of Legal Advice ALERT: Pawnbrokers should watch for any declarations from their city or county governments about pawn stores being allowed to operate, or not. Then, if needed, contact those city or county offices for clarification ASAP.  […]

Memorandum for Financial Services Sector, Department of the Treasury, Secretary Steven T. Mnuchin

On March 22, 2020 the Department of the Treasury, Secretary Steven T. Mnuchin, issued a “Memorandum for Financial Services Sector.” Please read or download below. For NPA’s Team GRC guidance on this topic, click here to read the article Pawnbrokers are “Financial Institutions” under Federal Law; State Laws May Vary

NPA Offers New Pawn Training Courses to All Pawnbrokers, Free to Members

Make Downtime Productive Time With a Pawn Education Course Available modules include: Store Operations – The expectations of how your employees operate and represent your business are determined by your store operations practices, such as ethics, store appearance, security, and other day-to-day operations which directly impact the customer experience and your bottom line. Marketing, Advertising, and […]

National Pawnbrokers Association Provides Free Access to Pawn Industry Information During COVID-19 / Coronavirus Crisis

National Pawnbrokers Association unlocks free pawn industry information to non-members to aid industry during COVID-19 / coronavirus crisis Southlake, TX – The National Pawnbrokers Association (NPA) announces a new plan to make relevant online information immediately available to all pawnbrokers for free. “We have always believed that the NPA’s mission is to protect, fight for, […]

A Message from NPA President Kerry Rainey

Many NPA members have shared ideas on the NPA Member Forum on ways to deal with changes in their business operations. If you are not on the Member Forum, I suggest you sign up now as the information being shared is invaluable. To participate, complete the Rules of Discussion agreement and we will get you […]

Emergency Paid Leave Provisions of H.R. 6201, the Families First Coronavirus Response Act

Updated March 20, 2020 On March 17, 2020, NPA’s Team GRC summarized H.R. 6201’s provisions affecting pawnbrokers as employers in terms of this legislation’s “emergency paid leave” under the Family and Medical Leave Act (FMLA). This Update shows changes to that prior information, which were made in the final bill enacted by Congress March 18, […]